Terms of Service for Bloomeo

<pre><code>Effective Date: September 2, 2025 Welcome to Bloomeo - Save &amp; Retire Early. By accessing or using our website (https://bloomeo.app) and mobile application ("Bloomeo"), you agree to these Terms of Service. Please read them carefully. Bloomeo is owned and operated by Vivien Mahé, an individual based in France. 1. User Eligibility &amp; Restrictions You must be at least 18 years old to use Bloomeo. By using Bloomeo, you confirm that you meet this requirement. You may not use Bloomeo for any unlawful activities. 2. Account &amp; Subscription Rules To access Bloomeo, you must create an account using email/password, Google Sign-In, or Apple Sign-In. Subscription management (activation, renewal, cancellation) is handled via Apple App Store / Google Play. We may terminate or suspend your access immediately, without prior notice or liability, if you breach these Terms. Upon termination, your right to use the service will cease immediately. 3. Payments &amp; Refunds Bloomeo offers free and paid features. All purchases are final and non-refundable except as required by law. Transactions are handled by Apple, Google, and RevenueCat (as mentioned in the Privacy Policy). 4. Content &amp; Intellectual Property Bloomeo owns all content in the app, including logos, design, and features. Users cannot submit content (e.g., comments, financial plans, or other data). 5. Liability &amp; Disclaimers Bloomeo does not provide financial or legal advice. It is a budgeting tool only. Bloomeo has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. Bloomeo is provided "as is" without warranties of any kind. If the app experiences errors, downtime, or data loss, users must wait for the issue to be fixed via backend updates or an app update through the App Store / Google Play. 6. Governing Law &amp; Dispute Resolution These Terms are governed by and interpreted in accordance with the laws of France. Any disputes will be handled in the competent courts of France. If you have a dispute, you must first contact Bloomeo at contact@bloomeo.app to try to resolve the issue. 7. Updates to the Terms Updates to these Terms will be posted on https://tos.bloomeo.app. Continued use of Bloomeo after updates means you accept the revised Terms. 8. Contact Us If you have any questions about these Terms, you may contact us at: Email: contact@bloomeo.app Website: https://bloomeo.app Thank you for using Bloomeo.</code></pre>